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Happy Endings to Disputes

You know we post online complaints but we have a special section where we post happy endings. The disputes are meant to be solved (mostly) and when they’re solved we get feed from both parties and publish them here.

We help you fix your reputation here and problems get corrected.

Protect Yourself Against Credit Card Fraud

By Milos Pesic

There are ways for thieves to get information and make use of your credit card to make their own purchases. Thus, you have to guard yourself against these types of frauds. A credit card fraud is popular and common these days due to the high demand of credit cards. It is extremely important to be highly vigilant at all times and ensure to keep all your information as secretive as you can.

A fraud is usually committed as the cardholder begins to divulge their personal information to unreliable institution or person or to any unauthorized individual. It may also be a result of skimming or phishing scam. Online usage without sufficient computer security is also among the reasons for a fraud to occur. Also, delay bank notification about a stolen or lost credit card also results to fraud. To avoid such unfavorable incidents, utmost precaution and care must be thoroughly practiced in handling all your credit cards.

In relation to this, there are important things that you must know, such as credit card skimming and phishing. Skimming indicates the unauthorized and illegal copying of credit card information by the means of a particular device capable of reading and at the same time duplicating the original. Such machines are called “skimmers,” as used by fraudulent individuals. To be spared from such scams, use your card in reliable stores and shops only.

Meanwhile, when one speaks of phishing, it signifies deceptive emails that are sent to cardholders via their personal email accounts for the purpose of obtaining highly personal data like CC numbers, birth date, social security number and CVV number. Phisching scam is most common with online purchases. When you happen to come across such email messages, make sure not to reply on them. Never give out any personal related information to anyone you do not know of. Remember that no bank will ask you to such information in a very informal manner.

Several ways are there for you to combat against a credit card fraud. To start with, never share your pin number to anyone, as well as never write your pin number at the back or anywhere on your card. This is stupid and truly absurd. In paying your bills, do not let anyone especially with doubtful character to accompany you or stay so close to you as you are making your payments either at the malls or ATM’s. It helps to put your signature at the back. Apart from this, do not write anything on plastic. And as soon as you get your billing statement, again, make a point to read it over and over without missing the important factors.

Do not be too sure nor be too confident that you will not be affected by some frauds or scams. It can happen to anyone, even you. Mind you, people who had been victims of such instances never thought for themselves that they would be victims of such deceptions. And there is only one answer to it: be alert and always on the lookout.

HeavensLittleStuff.com I was ripoff I paid for my order and only two items wew sent to me Norwalk California

On March 27, 2006 I placed an order with HeavensLittleStuff.com totalling 124.87. I did not hear from this company. I sent the a few emails and one day I got an email from a Jennifer that she will hel[ me out with my order#553. I explained to jennifer that I have not receive my order. I never heard from Jennifer again. I kept writing to jennifer a few times but she never wrote back yo me and One day I got an email from a Jeff telling me that he will help me with my order.I emailed Jeff a copy of my order #553. Jeff never send me an email. I kept writing emails until one day I received an email from Jeff telling me that my order was shipped out. One week later I received only two (2) items of my order. I send Two emails to Jeff and One eamil to Jennifer asking them what happened to my order that I only received to items. On Thursday April 20th 2006 I sent one more email to Jeff. I told him if I don’t hear from him by Monday April 24th I will file a report with the BBB. I haven’t heard from Jeff or Jennifer. All I want is what I ordered or a refund of my order #553

BY Luis

Luis & elizabeth
kissimmee, Florida
U.S.A.

Internet Crime Complaint Center issues FBI fraud warning

By Robert McMillan
The FBI’s Internet Crime Complaint Center (IC3) is warning of fraudulent e-mails that appear to come from the FBI and U.S. military.

“The IC3 has increasingly received intelligence of fraudulent schemes misrepresenting the FBI and/or Director Robert S. Mueller III,” the center said in an alert published Tuesday. “The fraudulent e-mails give the appearance of legitimacy due to the usage of pictures of the FBI Director, seal, letter head, and/or banners.”

The spam is actually pushing lotteries or are phony inheritance notifications, the IC3 said.

Other scams use the FBI’s name to “intimidate and convince the recipient the e-mail is legitimate,” the IC3 said. Criminals have used the agency’s name in extortion e-mails and online auction scams.

The IC3 is a clearinghouse for complaints of criminal activity on the Internet. Run jointly by the FBI and the National White Collar Crime Center, it works with other law enforcement agencies and industry to help crack down on illegal online activity.

In a separate statement, also issued Tuesday, the IC3 warned that scammers were also sending out fraudulent e-mail claiming to be from U.S. soldiers stationed overseas. “The scam e-mails vary in content; however, the general theme of each is to request personal information and/or funds from the individual receiving the e-mail,” the IC3 said.

The e-mails are variations on long-running scams, such as the Nigerian “419″ spam, which has been “surprisingly effective at extracting large amounts of cash from victims,” Adam O’Donnell, a senior research scientist at antispam vendor Cloudmark, wrote in an e-mail.

“Users have to be aware that anyone asking for your bank-account information via e-mail, regardless of their stated reason, is trying to steal your hard-earned money,” he said.

Copyright © 2008 Victim Report